Property Investment vs Shares Calculator
Loan Amount
Includes LMI, excludes stamp duty and other costs.
Downpayment (%)
Percentage of purchase price, excluding buying costs.
Stamp Duty and Buying Costs
Includes stamp duty, inspections, legal fees, etc.
Loan Period (Years)
Loan term duration.
Loan Interest Rate (%)
Effective annual interest rate.
Owning Cost (%)
Maintenance, repairs, land tax, body corporate, home insurance as % of house value.
Agent Management Fees (%)
As a yearly percentage of property value.
Occupancy Rate
Percentage of time property is occupied.
Property Yearly Appreciation (%)
Based on historic data, includes renovations.
Rental Income (%)
Yearly % of house value.
Shares Yearly Return (%)
Capital + dividends per year.
Tax Bracket (%)
Investor’s tax bracket for deductions.
Years to Retirement
Years left for tax calculations.
Building Component (%)
Percentage of building and infrastructure for depreciation calculation.
Buy Price
Actual purchase price.
Total Cash Upfront
Calculated from downpayment and costs.
Weekly Interest + Capital Payment
Based on loan details.
LMI (%)
Calculated. Applies if downpayment < 20%.
LMI ($)
Calculated from loan amount and LMI percentage.
Calculate
This tool offers estimates to help plan your investments, based on your inputs. It’s not financial advice, and Tepuy Solutions isn’t responsible for decisions made. Consult a financial advisor for tailored guidance.
